Medicare and Individual Health Insurance Options
Call us today! 866-792-0069
We have years of insurance experience helping clients prepare for navigate the Health Insurance maze.
We are appointed and licensed with all the Major Health Insurance Companies, so we do the shopping for you.
Obtaining affordable health insurance for you and your family is our goal. We have over 30 combined years in the Health insurance industry and our goal is to put that experience and knowledge to work for you. We want you not only understand your options and benefits but also get the most out of them.
Whether you are new to Medicare, looking for better options, or you're in the middle of the life change, we are here to help assess your needs and find the right plan for your situation. Health Insurance can be confusing, but it pays to have an agency with our experience on your side.
Insurance Exchange & Medicare Solutions is a qualified Agency that can help you select the best plan for your needs with no additional cost to you. Finding and selecting the right plan that includes your Doctors and Prescriptions can be a daunting task. Let alone trying to make sense of the benefits or getting customer service to help you file a claim.
The good news is that our agency is there for you to help solve and correct any problem you may face. Better yet, you pay no additional premium for our unbiased expert advice that is based on years of experience in this industry. Call us today or fill out the form below and we will be more than happy to help.
Beyond the new frontier of the Affordable Care Act. Insurance Exchange & Medicare Solutions is also your one stop shop for all things Medicare.
With over 30 combined years of experience in the Medicare market we can help you select the most competitively priced Supplement Plans, Advantage Plans, and/or Part D Plans available.
We will look up all your prescriptions and providers to make sure your are making a good choice with a plan that will serve you well. We deal with every Supplement Plan company, Advantage Plan company, and Part D Drug company available to make sure that you get the best value for your dollar.
The advantage in dealing with an established agency like Insurance Exchange is that you get an unbiased approach based on our many years of experience and our wide portfolio of products to meet your needs. We are authorized to offer AARP, Anthem Blue Cross Blue Shield, Mutual of Omaha, Cigna, Humana, Gerber, and Aetna Supplemental, Advantage or Part D plans, just to name a few.
We handle all our clients claim and billing issues. We make the calls to the insurance company for you. Let us know what you are having trouble with and we will take it from there.
The Medicare Annual Enrollment Period for Prescription Drug Plans (Part D) and Medicare Advantage plans (part C) is from October 15th through December 7th every year.
If you are new to Medicare you can sign up 3 months before and after your effective dates for Part D or C.
There is no enrollment time frame for Medicare Supplement plans except within the first 6 months of turning 65 or enrolling in Part B if older than 65. During that time every person is guaranteed to be able to get a Medicare Supplement plan with no health questions.
You may qualify for a Special Enrollment during the year depending on your circumstances. Contact us so we can help figure out if a special enrollment applies to you.
While Plan F is no longer available to those with Medicare effective dates on or after January 1, 2020, there is are still a lot of options for plans to cover what Medicare does not when visiting a doctor or hospital.
Individual Health Plans have completely changed with the passage of the Affordable Care Act. The good news is that the new plans cover all pre-existing conditions and you cannot be denied for coverage. The rates are now not based on your health, but on your adjusted growth income and family size.
The plans are a great avenue to fill a gap or even replace lost coverage. Plans can be effective any day after the date of application and be effective for a set number of days or months. These plans can have up to a 3 year time frame.
Just like Individual Health Plans Small Group Plans (under 50 members) have also been completely overhauled with the passage of the Affordable Care Act.
We are certified to sell these plans and take great pride in knowledge and understanding of how this system works.
You don't have to go it alone!
These plans are often less expensive than those available on the Marketplace. Quotes are quick, easy and free. Call us today to check out some options.
Anthem, Humana and United all offer different plans with different rates. It's best to check on these options yearly and our team is more than ready to help your small business go through all the options.
Fill out the form with any questions you have about finding the coverage that's right for you!
Please see disclaimer at the bottom of this page regarding text messages. We will never sell your information to anyone.
09:00 am – 05:00 pm
Monday - Friday: 9am - 5pm
Toll Free: 866-792-0069
1945 Scottsville Rd Suite 207
Bowling Green, KY 42104
Copyright © 2023 Insurance Exchange and Medicare Solutions - All Rights Reserved.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.
To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.
*Your State Department of Insurance regulates the insurance products that we offer in your state and corresponding premium rates. The premiums charged by a carrier for a particular insurance product must be consistent; regardless of whether you buy it from HealthMarkets Insurance Agency, from a competing agency or directly from an insurance carrier.
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